Will I have to complete another Master Promissory Note (MPN) or Entrance Counseling before I can receive federal loans at UB?
If you have completed an MPN and entrance counseling within the last 10 years, you will probably not be required to complete them again. If we determine that your previous MPN or entrance counseling has expired, we will add the requirement to your HUB To Do list, and notify you by email that they are required. Check your HUB to do list regularly to make sure your financial aid is processed quickly.
Will I have to start repaying the loans I borrowed from my prior school(s)?
Most lenders and loan servicing organizations that participate in the National Student Clearinghouse also participate in our paperless deferment process. With this process, no paper forms need to be completed by either students or schools. Students must simply call their servicer to request deferment. The servicer then posts a deferment to the student’s account after the student’s verbal order is confirmed with the National Student Clearinghouse.
How do I request a book voucher to buy my books?
UB does not issue book vouchers; however Campus Cash is available to purchase your books.
I already have health insurance; do I have to accept the insurance offered through UB?
The UB Student Medical Insurance Policy and premium is mandatory for attendance unless your current health insurance meets the waiver requirements. Waiver applications are only available during a certain time frame. Read the University Policy for Health Insurance to determine if you are eligible for the waiver.
How will my transfer credits affect my financial aid?
Academic progress is reviewed for many financial aid awards. To be eligible for federal financial aid, students must meet all Satisfactory Academic Progress requirements, which includes a pace rate component. Students must demonstrate progress by accumulating academic credits at a rate that indicates graduation in a timely manner. If you are a NYS TAP grant recipient, you must be matriculated into an approved major (not undecided, intended or applied) by the time you reach junior status.
Meet with your academic advisor if you are concerned about your transfer credits affecting your status.
When will my financial aid disburse and how will I get my refund?
Financial aid disbursement dates will vary depending on several factors. Your career, the specific award process and factors like outstanding HUB To Do items will determine when your aid will disburse. When your financial aid does disburse, the funds will be sent directly to your student account. If the amount of your aid exceeds the amount you owe, the Office of Student Accounts will issue you a refund. The fastest way to receive your refund is to enroll in direct deposit; otherwise a check will be issued and mailed to you.
Are there scholarships available to me?
Visit our Transfer Student Scholarship Information website and talk with your academic department to see if you are eligible for awards offered through UB. We also encourage students to talk with outside organizations like employers or social groups to find out if they offer educational assistance to members attending school.
