Mailing Address

Buffalo, NY 14261-0051

Phone Hours

M–Th: 8:30 a.m.–4:30 p.m.
F: 10 a.m.–4:30 p.m.

North Campus

M–Th: 8:30 a.m.–5 p.m.
F: 10 a.m.–5 p.m.

Office Hours

M–F: 8:30 a.m.–4:30 p.m.

South Campus

1 Diefendorf
M, W, Th: 8:30 a.m.–5 p.m.
Tu: 10 a.m.–5 p.m.
F: 10:30 a.m.–5 p.m.

Pharmacy students listenting to faculty.
Home > Types of Aid > Loans > Health Professions Loans

Health Professions Loans

Federal Health Professions Student Loans are low-interest, subsidized loans available to full-time pharmacy and dental students with economically disadvantaged backgrounds.

Health Professions Loans do not accrue interest as long as you remain registered for at least twelve (12) hours each semester. Interest begins to accrue at the rate of five (5) percent annually, twelve (12) months after you graduate or drop below the full time (twelve credit hour) registration requirement.

Repayment of the principal, together with accrued interest, will be required within a 10-year period, excluding any eligible periods of deferment.

Students must complete the Health Profession Loan income verification process to confirm eligibility. Parental income information must be provided, even if you are considered independent for other financial aid purposes.

In addition to income verification, eligible recipients must also complete all other loan disclosures. This includes self-certification, master promissory note, truth-in-lending, entrance and exit counseling.

Loans will be automatically cancelled for students who do not meet the eligibility requirements, or who do not complete the required paperwork by the following deadlines.

    • Fall Deadline: October 15
    • Spring Deadline: March 1

Information is subject to change without notice due to changes in federal, state and/or institutional rules and regulations. Students must complete a FAFSA every year. Students must be making satisfactory academic progress to continue to receive financial aid.