Advisor Appointment Hours
- Monday - Thursday: 9:00 am - 4:00 pm
- Friday: 1:30 - 4:00 pm
- Monday - Thursday: 9:00 am - 4:00 pm
- Friday: 10:30 am - 4:00 pm
Applying for Financial Aid
The Free Application for Federal Student Aid (FAFSA) asks for basic information to determine your eligibility for all the financial aid programs sponsored by the Federal Government. The FAFSA is also required for New York State and University at Buffalo financial aid, scholarships, and loans.
Remember to apply for a U.S. Department of Education PIN for your online applications.
Complete and submit the FAFSA after January 1 but prior to March 1 to be considered for campus-based funds, such as Federal Work Study, Supplemental Educational Opportunity Grant (SEOG), Federal Perkins and Health Professions Loans. You will be able to link to the online Tuition Assistance Program (TAP) application after completing the FAFSA on-the-Web. TAP is a grant for New York State residents. Your online award letter will include an estimate of what you might receive if you qualify for a TAP grant. Please note that the final amount is determined by HESC.
Student and parents may now link to the IRS Data Retrieval Tool to help provide accurate tax information when completing the Free Application for Federal Student Aid (FAFSA). This tool provides a faster and more accurate method of completing the FAFSA. Students and parents using FAFSA on the Web and who have submitted their federal tax return can retrieve their tax data using the IRS Data Retrieval Tool 1 to 2 weeks after electronic tax returns are filed or 6-8 week after a paper return is filed.
Important: Don’t wait until you find out if you’re accepted to UB—file early! Don’t wait until your tax return is completed. You may use estimated tax information. Once the FAFSA is processed, you will receive a Student Aid Report (SAR) in approximately three (3) weeks. Any corrections can be made online to your Student Aid Report (SAR). Remember to have your PIN number available to make corrections. You will receive a second SAR to confirm the changes.
The federal (Title IV) school code for the University at Buffalo is 002837.
Financial Aid Eligibility
You must meet all of the following criteria to receive federal financial aid:
- You must maintain Satisfactory Academic Progress.
- You must be a U.S. citizen or eligible non-citizen.
- You must be registered for selective service (males only).
- You must be matriculated (officially enrolled in a degree program).
- You must be registered for at least six (6) credits (only the Pell Grant is prorated for less than six (6) credits).
- You must not be in default on a previous educational loan.
- Have a high school diploma or General Education Development (GED) certificate.
- Your social security number must be on file with UB.
Federal Student Financial Aid Penalties for Drug Law Violations
Federal law provides that a student who has been convicted of an offense under any federal or state law involving possession or sale of a controlled substance during a period of enrollment for which the student was receiving financial aid shall not be eligible to receive any federal or institutional grant, loan, or work assistance during the period beginning on the date of such conviction and ending after the interval specified below:
If convicted of an offense involving:
The possession of a controlled substance, ineligibility period is:
- First Offense: 1 year
- Second Offense: 2 years
- Third Offense: Indefinite
The Sale of a Controlled Substance:, ineligibility period is:
- First Offense: 2 years
- Second Offense: Indefinite
A student whose eligibility has been suspended based on a conviction for possession or sale of a controlled substance may resume eligibility before the end of the ineligibility period if:
1. The student satisfactorily completes a drug rehabilitation program that complies with the criteria prescribed in the federal regulations and includes two unannounced drug tests.
2. The student successfully passes two unannounced drug tests conducted by a drug rehabilitation program that complies with the criteria prescribed in the federal regulations; or
3. The conviction is reversed, set aside, or otherwise rendered nugatory.
New York State Tuition Assistance Program (TAP)
The TAP school code for the University at Buffalo is:
Note: You will be able to link to the online TAP application after completing the FAFSA on-the-Web. However, if you submit a paper FAFSA, HESC will send an e-mail or postcard with instructions on how to request a paper application, also known as the Express TAP Application (ETA). Paper applications are no longer mailed automatically. Information from your FAFSA and your family’s calculated NYS income will be preprinted on your ETA. Review this information, make any necessary corrections, complete any missing items, and then sign and mail using the return envelope.
When UB receives your FAFSA information, we will review it and contact you for any needed additional information. Please respond promptly to any request from UB for additional documentation. Log into your HUB Student Center via MYUB to access your "To Do List", which will list any outstanding items that need to be resolved for financial aid.
How UB Determines your Financial Need
UB uses the following formula to determine your financial need:
Cost of Attendance (COA)
- (minus) Expected Family Contribution (EFC)
= Financial Need
Your Expected Family Contribution (EFC) is is calculated and determined by the Federal Processor using the information you provided on the FAFSA. UB takes your EFC and subtracts it from the Cost of Attendance (tuition and fees, room, meal plan, books & supplies, transportation, and personal expenses) to determine your financial need.
For example: If your Cost of Attendance (COA) is $20,000 - (minus) $4,000 Expected Family Contribution (EFC) then your Financial Aid Need is $16,000. UB may only have enough need-based aid to offer you $11,000. That leaves a difference of $5,000 in unmet need. There are a number of ways that the unmet need may be covered. Some of them include: you can work at a job, you can try to find ways to reduce educational costs, your family can choose to pay more than the calculated EFC, or you can apply for additional loan monies.
In general, students whose FAFSA data shows them to have the greatest financial need have the most eligibility for grant, work-study, and subsidized loan programs. The particular awards a student is eligible for depends on the rules which govern the award programs. For example, the Federal Pell Grant is only available to undergraduates seeking their first degree, and the Stafford loan program limits student borrowing to a certain amount in an academic year.
If a student receives outside scholarships or funding from another source, their financial need will decrease, and their other awards may have to be adjusted. Please notify UB as soon as possible if you’ll be receiving an outside scholarship by submitting a financial aid status change form which is available on the forms page.
So, given your financial need and the limitations on the aid programs available, UB awards eligible students grants, work-study, and then loans. Some students may qualify for all three types of aid, and other students may only qualify for loans. You should speak with a financial aid advisor to see what options are available.
Information is subject to change without notice due to changes in federal, state and/or institutional rules and regulations. Students must complete a FAFSA every year. Students must be making satisfactory academic progress to continue to receive financial aid.
Last updated: May 22, 2013 11:00 am EST